Terms and Conditions

Last Updated: 29/03/2026

Welcome to ZynkMoney AI. By accessing or using our website and services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using this website and purchasing our services, you agree to these Terms. If you do not agree, please do not use our platform.

2. Service Description

ZynkMoney AI provides AI-powered financial insights and credit analysis tools based on user-provided data.

⚠️ Important Disclaimer:

  • We do not provide official CIBIL or credit bureau scores
  • All reports are AI-generated estimates
  • Services are for educational and informational purposes only

3. No Affiliation

ZynkMoney AI is not affiliated with any bank, NBFC, or credit bureau, including but not limited to:

CIBIL (TransUnion), Experian, Equifax, CRIF High Mark.

4. No Financial or Legal Advice

The information provided on this platform does not constitute financial, legal, or investment advice. Users are advised to consult professionals before making financial decisions.

5. No Guarantee of Results

We do not guarantee loan approval, credit score improvement, or any specific financial outcomes. Results depend on individual behavior and external factors.

6. User Responsibility

You agree that all information provided is accurate and that you are solely responsible for decisions made based on generated reports.

7. Payments & Pricing

Services are offered at a one-time fee. Payments are processed via secure third-party providers such as Razorpay.

8. No Refund Policy

Due to the digital nature of the service, all purchases are final and non-refundable once a report is generated.

9. Intellectual Property

All content, design, and tools are owned by ZynkMoney AI. Reproduction, resale, or distribution is strictly prohibited.

10. Limitation of Liability

ZynkMoney AI shall not be liable for any financial loss, loan rejection, or decisions made based on AI-generated reports.

11. Data Usage

User data is used to generate reports and improve our services. We do not sell personal data to third parties.

12. Contact Information

For any queries, contact: support@zynkmoney.com