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Privacy Policy

Last Updated: 29/03/2026

Welcome to ZynkMoney AI. Your privacy is important to us. This Privacy Policy explains how we collect, use, store, and protect your information when you use our website and services.

1. Information We Collect

a) Personal Information

  • Name (if provided)
  • Email address (if provided)
  • Age and demographic details
  • Financial inputs such as income, loan status, EMI, credit usage, and related data entered by you

b) Payment Information

Payments are processed securely through third-party providers (e.g., Razorpay). We do not store your card details, UPI credentials, or banking information.

c) Technical & Usage Data

  • IP address
  • Device type and browser
  • Pages visited and time spent
  • Interaction data (clicks, form submissions)

2. How We Use Your Information

  • Generate AI-based financial and credit analysis reports
  • Improve our services and user experience
  • Process payments and confirm transactions
  • Prevent fraud and misuse
  • Communicate important updates (if applicable)

3. Data Sharing

We do not sell or rent your personal data. We may share limited data with payment processors, cloud services (Firebase), AI service providers, and legal authorities if required.

4. Data Security

We implement reasonable security measures, including HTTPS encryption and secure cloud infrastructure. However, no method of transmission over the internet is completely secure.

5. Cookies & Tracking

We may use cookies to enhance experience, analyze performance, and understand behavior. You can disable cookies through your browser settings.

6. Third-Party Services

Our platform integrates with Razorpay, Firebase, and OpenAI API. These services have their own privacy policies, and we are not responsible for their practices.

7. Data Retention

We retain user data only for as long as necessary to provide services, improve our platform, and comply with legal obligations.

8. User Rights

You have the right to request access, correction, or deletion of your data. Contact us at support@zynkmoney.com for requests.

9. Children's Privacy

Our services are not intended for users under the age of 13. We do not knowingly collect personal data from children.

10. External Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices.

11. Changes to This Policy

We may update this Privacy Policy at any time. Changes will be posted on this page with an updated date.

12. Contact Us

If you have any questions regarding this Privacy Policy, contact: support@zynkmoney.com